June 2026
Sun
Mon
Tue
Wed
Thu
Fri
Sat
Built withLunacal
  • Testimonials

    Jordan Patterson

    Corporate Trainer, Business Growth Strategies

    Ted's insights into behavioral finance completely changed the way I viewed money! His no-nonsense advice made complex topics accessible and relatable. I now feel in control of my finances.

    Emily Moore

    Financial Analyst, Wealth Management Group

    From training sessions to his podcast, Ted provides practical solutions that actually work. His passion for teaching about behavioral finance is truly inspiring and transformative.

    Laura Ballet

    Author and Coach

    I have the honor to call Ted my friend, as I personally interviewed him on this very book! What I appreciate is the emotional connection and the applicable guidance to empower our money mindset. With easy to follow action steps, and impactful key points, you gain money knowledge that elevates your money temperament. This book assists the reader forward, expanding into new and exciting money beliefs! This in not just a book about financial shifts, this is a comprehensible training in money wisdom!

    Jeff Morris

    CEO and Co-founder, DreamSmart Behavioral Solutions

    So, read this book with curiosity, not judgment. Let it affirm what you’ve always known deep down: how you behave with money matters more than what you know about money. And then—maybe—permit yourself to rewrite your own money story, one insight at a time.

  • Video
    1 of 5 Overview Boston Interview: Confessions of a Reformed Financial Advisor (Yep, It's Mostly BS)
    Ted McLyman

  • Reformed Financial Advisor and Choice Architect | Best-Selling Author | Consultant | Speaker | Co-founder DreamSmart Behavioral Solutions | Lt Col, USMC (Ret)


    Who is my ideal audience?


    • Consumers who are frustrated with traditional product-driven financial planning.
    • Families with dysfunctional spenders who want to preserve legacy wealth.
    • Small business owners and licensed financial professionals seeking a behavioral alternative to the "business as usual."
    • Coaches who want to learn and implement my Money Behavior System.


    I make it easy to discover natural Money Temperament for confident finance management. I empower coaches to add money behavior to their practice and help financial pros shift to a behavioral business model, inspiring trust.


    I will coach and mentor you through my Money Behavior System to:

    • Help you clarify why money is important to you.
    • Discover and unleash your unique money values, temperament, and learning style.
    • Create a “one-size-fits-YOU” financial strategy.


    I aim to help you establish and protect your financial security in your chosen lifestyle. Because how you behave with money is more important than what you know.


    Latest Book: "Confessions of a Reformed Financial Advisor (Yep, it's mostly BS)" challenges traditional financial wisdom, asserting that much of it is "mostly BS" because it overlooks the crucial role of human behavior.


    The traditional rational approach to financial literacy and financial planning is flawed. The concept of a rational spender is a myth. Humans are not hardwired to work well with money. Therefore, individuals and financial professionals must shift their focus from managing activities, products, and services to managing behavior.


    As a Financial Choice Architect, I focus on money behavior, not money itself.


    Visit: www.tedmclyman.com

  • Hello! I’m Ted McLyman. As a former licensed financial advisor and practice owner, economics instructor, author, and speaker, I’ve dedicated my career to helping people achieve ‘money sanity’ through behavioral insights.


    My journey spans decades in finance, leadership as a retired US Marine Corps Lieutenant Colonel, and a passion for discovering how our emotions and values shape financial decisions.


    My expertise lies in simplifying personal finance with psychology-based tools, which I’ve captured in five enlightening books. Through my work with Apexx Behavioral Financial Group and DreamSmart Behavioral Solutions, I collaborate with individuals and organizations to align money habits with their unique money temperament.


    I'm an ex-advisor who now enjoys pointing out the truth and helping you make better choices. I also love connecting with people and sharing easy-to-understand money stories. I'm always happy to have a casual conversation. Let's make spending smart easy, together!