Shartese Cadet
Insurance Agent
Medicare Review
- 60m
We will have a meeting to review the various Medicare-related options available to you.There are many different Supplemental, Advantage, and Prescription Drug plans to consider. Let’s schedule a time to go over these choices and help you better understand what’s available.
Health Insurance Review
- 60m
Looking for coverage? You may be able to enroll in a Marketplace health insurance plan, if you qualify for a Special Enrollment Period. You’re eligible if you have certain life events, like moving, getting married, having a baby, or losing other health coverage. There are other options for Healthcare besides Marketplace that are available year round. Schedule a review.
General Meeting
- 60m
You and I will have a meeting to conduct a general discussion, review key points, explore possible directions, and determine the most effective next steps for moving forward.
About Company
Turner Insurance 🛡️
At Turner Insurance, we help people navigate Medicare with clarity and confidence—so you can choose coverage that fits your health needs and budget. From our Palm Coast, Florida office, we focus on explaining your options in plain language and guiding you through the steps that often feel confusing, time-sensitive, or paperwork-heavy.
Our value is simple: we translate Medicare’s pathways—Original Medicare, Medicare Advantage, and Part D—into practical choices, and we support you through enrollment windows like your Initial Enrollment Period or Special Enrollment Periods. When clients want a trusted agent to compare options and avoid costly missteps, we provide patient, local, and detail-oriented guidance. ✅
What We Do
FAQs
Karen Mitchell
Office Manager, Palm Coast Family Dental
We referred a family member who was confused about adding Part B and the forms involved. Turner Insurance walked them through the steps and what to expect with Social Security enrollment. Clear, patient communication and a genuine focus on getting it right.
Daniel Perez
Retirement Benefits Coordinator, Coastal Manufacturing Group
Turner Insurance made Medicare decisions feel manageable. They explained the differences between Original Medicare, Advantage, and Part D in a way I could actually compare. The timeline guidance helped me avoid missing my enrollment window, and I felt supported the entire process.
Karen Mitchell
Office Manager, Palm Coast Family Dental
We referred a family member who was confused about adding Part B and the forms involved. Turner Insurance walked them through the steps and what to expect with Social Security enrollment. Clear, patient communication and a genuine focus on getting it right.
Daniel Perez
Retirement Benefits Coordinator, Coastal Manufacturing Group
Turner Insurance made Medicare decisions feel manageable. They explained the differences between Original Medicare, Advantage, and Part D in a way I could actually compare. The timeline guidance helped me avoid missing my enrollment window, and I felt supported the entire process.
Karen Mitchell
Office Manager, Palm Coast Family Dental
We referred a family member who was confused about adding Part B and the forms involved. Turner Insurance walked them through the steps and what to expect with Social Security enrollment. Clear, patient communication and a genuine focus on getting it right.
TestimonialsAbout me
About me
I’m Shartese Cadet, an Insurance Agent with Turner Insurance, and my day-to-day focus is helping people understand their Medicare options and move through enrollment with less confusion and more confidence. I work with individuals and families who are approaching eligibility, navigating the 7-month Initial Enrollment Period around age 65, or trying to make sense of coverage choices like Original Medicare, Medicare Advantage, and Part D prescription drug plans.
What I bring to the table is a practical, step-by-step approach. Instead of dumping information on you, I help you connect the dots between your timeline, your coverage needs, and the enrollment pathway Medicare outlines—often through Social Security or official Medicare channels. When paperwork comes into play, I help you understand what it’s for and when it’s typically used, including forms like CMS-40B for Part B enrollment and CMS-L564 for employer coverage verification in certain Special Enrollment Period situations.
I’m careful about details, but I’m equally committed to making the process feel human. My goal is for you to leave each conversation knowing exactly what your next step is, why it matters, and what questions to ask before you commit to a plan.
After work, if I’m in Palm Coast, I’m happiest taking a calm walk near the beach and soaking up that Florida breeze.